Road traffic accident claims

To claim for a road traffic accident, start by recording as much evidence as you can, photos, driver details, and witness statements. 

Seek medical attention, even for minor symptoms, as records will support your case. Report the accident to your insurer and consider speaking with a solicitor, who can guide you through proving fault and valuing your losses.

Claims can cover injuries, lost income, and other expenses. Acting promptly helps protect your rights and strengthens your claim.

After a car accident, focus on safety first by checking for injuries and moving to a secure spot. Call emergency services if needed.

Exchange names, contact details, registration numbers, and insurance information with the other driver. Take photos of the scene, damage, and any injuries as evidence.

Inform your insurer promptly and seek medical attention, even for minor symptoms. Keep a record of expenses or disruptions caused by the accident, as these may support any future claim.

In the UK, you generally have three years to make a car accident claim. This period starts from the accident date or from when you realised your injury was linked to it.

For children, the clock begins at 18, giving them until 21 to claim. If the deadline is missed, the case may not be accepted.

Acting early ensures you have enough time to gather evidence, seek legal advice, and protect your right to compensation.

To claim insurance after a car accident, notify your insurer as soon as possible and give them full details of the incident.

Share information such as the other driver’s details, photos of the scene, and any witness accounts. Provide medical reports if injuries occurred and keep receipts for repair or related expenses. 

Your insurer will guide you through the next steps, including assessing damage and arranging repairs or compensation, depending on the level of cover in your policy.

If you’re in a car accident that wasn’t your fault, stay calm and make safety the priority. 

Get medical help if needed, then collect the other driver’s details,  name, registration, insurance, and contact information. Take clear photos of the scene, vehicle damage, and any injuries. 

Report the incident to your insurer as soon as possible. Keep records of medical visits, expenses, or time off work, as these can support your claim and help prove the impact of the accident.

To claim for whiplash after a car accident, start by getting medical attention and a clear diagnosis, as this forms the key evidence for your case. 

Report the accident to your insurer and keep records of treatments, expenses, and how the injury affects your daily life.

In the UK, most whiplash claims are handled through an online government portal or with the help of a solicitor, who can guide you through the process and ensure you receive fair compensation.

A road traffic accident claim can take anywhere from a few months to several years, depending on the complexity of the case.

Straightforward claims with clear liability may be resolved quickly, while those involving serious injuries or disputes over fault often take longer. 

Medical assessments, evidence gathering, and negotiations all affect the timeline. If an agreement cannot be reached, the case may proceed to court, which can extend the process further.

An interim payment in a road traffic accident claim is an advance on your compensation, paid before the case fully settles.

It’s designed to help with urgent costs like medical treatment, rehabilitation, or covering lost income while you recover. Interim payments are usually granted when the other party has admitted liability and there’s clear evidence of your immediate financial needs. 

The final settlement is later adjusted to account for any amount already received, so you’re not paid twice for the same loss.

To claim third-party insurance after a car accident, report the incident to your insurer straight away with full details. 

Provide the other driver’s insurance information, photos of the accident scene, and any witness statements. Your insurer will contact the at-fault driver’s insurer to recover costs for repairs, medical expenses, or losses. 

Keep records of all expenses and correspondence. Acting quickly and supplying clear evidence strengthens your claim and helps ensure you’re properly compensated through the third-party policy.